Built to connect financial institutions, network partners and businesses
Fukugu operates regulated payment infrastructure in Japan — from enterprise payment rails and collections to Fukupochi, our consumer payment service.
The infrastructure handles compliance, settlement, and reliability. The products handle the experience.
JPY and cross-border payment rails for businesses and platforms. Accessible via API for programmatic integration, or via dashboard for direct management. Fully licensed and settlement-ready.
See Payments →Virtual account-based JPY collection with automatic reconciliation and bank settlement. Regulated, and built to scale.
See Collection →Fukupochi is Fukugu's consumer payment service — designed for safe, simple domestic transfers, built with safety-first principles from the ground up. Dashboard available now. Mobile app in development.
Direct API integration for developers and platforms. A web dashboard for teams managing payments operationally. Both connect to the same licensed infrastructure.
Connect to Fukugu's payment and collection infrastructure via REST API. Real-time settlement, webhook notifications, and a sandbox environment for testing before going live.
Get API access →Monitor transactions, manage collections, and access reporting through a clean web interface — no technical setup required.
Request a demo →Fukupochi is Fukugu's consumer payment service, built directly on our licensed payment rails. Funds are fully backed, and the service is designed with safety as a first principle — not an afterthought. The dashboard is live now. A mobile app is in development.
Every transfer runs through Fukugu's licensed infrastructure — with identity and safety controls built in from the ground up.
Safety controls are built into every transaction — not optional extras.
Funds are fully backed, segregated, and moved through regulated banking infrastructure.
Before a transfer leaves Fukugu's rails, the recipient's registered account name is checked against bank records in real time. If it doesn't match, the transfer is flagged — before any money moves. Fukugu is among the first licensed operators in Japan to make this standard.
Name mismatches are caught before funds move — protecting both sender and recipient from misdirected payments and fraud.
Verification queries live banking network data — not a third-party database — so results are accurate and returned in real time.
Fukugu holds a Type 2 Fund Transfer Licence — registered with the Kanto Local Finance Bureau and a member of the Japan Payment Service Association and the Fintech Association of Japan. We've processed over ¥168.9 billion in payments under Japan's Payment Services Act.
View company profile →Talk to our team — whether you're exploring API access, enterprise integration, or a partnership.