Licensed JPY payment rails for real-time domestic transfers — and global payout reach via Mastercard Move and Visa Direct, across accounts, cards, and digital wallets in 180+ countries.
Fukugu's domestic JPY rail is the foundation of everything we do — fully licensed under the Payment Services Act, with AML/CFT controls and transaction monitoring built in.
Domestic JPY transfers settle in real time across Fukugu's licensed banking network — no next-day delays, no batch windows.
Type 2 Fund Transfer Service Provider, registered with the Kanto Local Finance Bureau (No. 00059). AML/CFT controls, transaction monitoring, and regulatory reporting as standard.
Connected directly to Japan's banking infrastructure — not routed through intermediaries.
Pay out to bank accounts, debit cards, and digital wallets across 180+ countries — through Mastercard Move and Visa Direct.
Fukugu's cross-border payout infrastructure runs on Mastercard Move — enabling real-time disbursements to bank accounts, debit cards, and digital wallets globally. A single integration gives you access to Mastercard Move's global payout network.
Visa Direct will extend Fukugu's cross-border reach further — adding 195+ countries, 150+ currencies, and 11 billion+ endpoints including cards, accounts, and digital wallets across the Visa network.
Pay out to
Direct to local bank accounts in 180+ countries. Domestic clearing where available, with extended global reach.
Push funds directly to Mastercard and Visa debit cards — real-time where supported by the receiving bank.
Pay out to major digital wallets across Asia and beyond — including:
From corporate treasury to gig economy platforms — five use cases where Fukugu's licensed infrastructure makes the difference.
Payroll, supplier payments, and intercompany settlements — executed on a licensed rail with real-time confirmation and full audit trail.
Fast, compliant payouts to workers across borders — to bank accounts, cards, or wallets in their local currency. No batch delays.
High-volume, multi-currency disbursements to travellers — delivered to the account, card, or wallet of their choice.
Embed licensed payment infrastructure via API — without building compliance, banking relationships, or regulatory overhead from scratch.
Seller payouts, escrow release, and multi-currency settlement — at any scale.
Before a transfer leaves Fukugu's rails, the recipient's registered account name is checked against bank records in real time. If it doesn't match, the transfer is flagged — before any money moves. Fukugu is among the first licensed operators in Japan to make Account Name Verification standard on every domestic transfer.
Connect to Fukugu's domestic JPY rail and global cross-border payout infrastructure through a single REST API — with a sandbox environment for testing before you go live.
Talk to our team — whether you're integrating via API, exploring an enterprise arrangement, or have a specific use case to discuss.